본문바로가기

Capital

Corporate Financial system

Corporate Financial System for Market Share and Operating Profit

By establishing an advanced financial system by a group of experts in corporate finance, we will help clients maximize their market share and operating profit. We suggest optimal products based on various corporate products that are essential for operations. Moreover, it is a service that offers loans to operating corporate after calculating the corporate's limit. Corporate loan management includes consultation, approval process, review, arrangement, implementation, and follow-up management.

System deployment scope

Corporate Financing Credit Management System

  • Consultation service management
    Loan consultation services
    Preliminary review
    Credit information
    Credit limitation
  • Approval process/Evaulation management
    Approval process and finalization of loan
    Collateral management
    Surety management
    deposit management
    credit limit management
    Approval process and finalization of loan
  • Implementation management
    loan implementation
    Cancellation of loan implementation
    Finalization of loan schedule
    Loan acceptances
    Claims/Payments
  • Follow-up management
    Collateral management
    Surety management
    Processing prepayments
    Cancellation process

Flow chart

Key functions

Business functions Detailed explanation of business Features
Consultation service management Loan consultation services - Loan counseling through telephone and internal investigation counseling
- Simulate loans by inputting various loan conditions
- Provide loan proposal and loan schedule 		- Loan simulation
- Counseling and Application history management
Approval process/Evaluation loan approval process - Input loan amount, loan conditions, guarantor, warranty, etc. after designating loan products
- Products treating loans: Factoring, operating fund loans, promissory note discount, PF, etc.
- Optimizing the condition by separating the management factor for each products treating loans Loan evaluation - Determine whether a loan is eligible by judging the corporate's financial situation, creditworthiness, guarantor, financial situation, and collateral adequacy based on the reported information.
- Limit amount is given after calculating the limit amount of the loan case 		- System of approval process /examination
- Integrated limit management
Implementation management loan processing - Execution of contracts that has treated as agreements
- partial process conditions is available within limits Change process conditions - Support processing changes in implementing conditions such as increase/decrease in loan amount, extension of contract period, and proceess change management according to changes 		- Process as condition change after implementation
Follow-up management Fund payment management - Management of payment for loan confirmation Collective payment management Collective payment management - Collective payment through remittance without passbock, CMS payment, EDI payment, etc. Early loan repayment Loan middle management - Calculate penalties for early redemptions and process remaining bonds as completed
- payment process of early redemptions of bond and termination of loans 		- Verification function of payment transaction
- Real Time payment availble
- Simulation of early redemption
Warranty management Personal security - Transfer/release of guarantors for each loan
- Collection processing of personal guarantor agreement Mortgage bond - processing the warranty registration of various bonds, stocks, deposits, etc.
- Set up collateral security on real estate
- Transfer/release of collateral by loan case 		- Management of contract items
- Interlocked with prepaid assets
Limit management Limit management by corporate groups - Limit management for individual companies within the limits of each corporate Total credit limit management by corporate clients - Credit limit management
- Warranty limit management 		- Total credit limit management
Bill management Bill management - Registering bills and processing dishonored bill
- Payment processing of overdue/outstanding bills (interlocking with deposit system)
- Management of bill bought 		- Settle bill
- Management of bills bought
Loan performance management Loan performance management - Information of loan transaction history and bond details(balance, current status etc) - Promptly provide loan status data

Drag left or right

Features and Advantages

The Nation’s Best Corporate Financing System

  • Development by professional resourcesRich consultation of financial business and engagement of IT specialists
  • System constructed based on business know-howSecuring safeness of system by 10-year development Know-how
  • Design considering various product scalabilityA design considering product diversity and ease of development of new products
  • Validated SystemA system operated and applied to numerous financial institutions
  • embodiment of object-oriented JAVAEmbodiment of application utilizing object-oriented Java
  • Web environment systemConvenient user-centered web environment system