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Loan Business

Fiscal Fund Operating Management System

Fiscal Fund Operating Management System, PROCESS Automation

Fiscal Fund Operation is a solution formed to simplify operations and enhance productivity by automating PROCESS throughout the entire process of lending funds raised by lending institutions (KCIA, other public institutions, etc.) to companies/individuals or other banks through various procedures.

Key Functions and Features

  • Development by professional resourcesDeveloped by the workforce with extensive experience in finance funds
  • Web Environment SystemUser-centered web environment system
  • System Design Considering ScalabilityExcellent system design regarding expansion Linkage with Other Systems (Integrated loan system, BPR, ALM, etc.)
  • Verified systemPossessing a proven system of implementation at several banks, years of operational know-how.
  • Object-oriented application Implementationobject-oriented java application implementation
  • Minimize development risks-Construct systems with abundant business knowledge and experience in implementation Minimize development risks- Reduce development time based on packages

Overall business plan

Financial fund management system

  • loan
  • loan
  • Recommendation
  • Loan condition
  • Borough finance
  • others
  • Borrowings
    Borrowing application Register
    Implementation and allocation of borrowings
    Borrowing repayment
    Various analysis of report
    • - Borrowing balance status
    • - Borrowing redemption status
    • - Specifications of date of payment
    • - Current status of expiry structure
  • Loan
    Loan implementation
    Collection of loan
    Various analyisis of report
    • - Loan balance status
    • - Current status of collection of loan
    • - specifications of date of payment
    • - Current status of expiry structure
    • - Daily, monthly date status
  • Recommendation
    Request for registering a letter of recommendation
    • - Request for registering a letter of recommendatio
    Managing recommendation
    Managing credit line
    Various analysis of report
    • - Monthly recommendation status
    • - By recommendation Current status of borrowings
  • Borrowing conditions
    External institution management
    Management of borrowings/loan condition
    Registration management control
  • Borough finance
    Lending application Register
    Proceed lending of funds
    lending redemption
    Various reports
  • Others
    System common management
    BS Inspection
    Interworking with Other Systems

Flowchart

Expected effects

  • Productivity improvement
  • Process improvement
  • External credibility Advancement
Eliminate elements of risk Debt Eliminate elements of risk in accordance with the lateness of debt redemption
Task Degree of risk Reduction Eliminate the elements of risk of additional charge in accordance with the lateness of debt redemption
Increase productivity Absolute reduction of workload due to batch settlement and generalized work process
Advancement of task accuracy REAL-TIME interlocking of debt and loan
- Accurate management of dates - Accurate management of a source of funds of loan
Advancement of external credibility Cope actively with the request of various data of loaner units